At Margetts Wealth one of our core planning areas in centered on the advice and management of all pension types to help provide for your retirement, no matter what stage of your financial timeline you are at.

Helping you to plan for your retirement is where we excel. As a result our strategy is designed to provide certainty for your financial situation so you can be confident about your future retirement. We will target your specific objectives for your situation and match these to your timeline. Our approach to your retirement planning will aim to cover the following key principles:

  • Flexibility and Compatibility
  • Control
  • Performance
  • Investment Freedom
  • Cost Efficiency
  • Security and Certainty
  • Ongoing Reviews

Delivering bespoke advice together with flexibility, we will offer solutions that are personal to you. The tax relief available to pensions remains extremely generous and attractive (particularly for higher and additional rate tax payers). At Margetts Wealth we can show you how best to utilise Tax Breaks to accumulate sizeable pension funds over a short period of time.

We are aware that your future income requirements may need to be flexible and we can help provide the strategy to efficiently fit with your situation. Working from the whole of the market, we are able to advise on the following areas:

  • Self-Invested Pension Plans (SIPPs)
  • Trustee Schemes
  • Personal pensions
  • Small Self Administered Schemes (SSAS)
  • Defined Benefit SSAS (DB SSAS)
  • Group Pensions and Salary Sacrifice
  • Drawdown and Phased Retirement
  • All other at retirement advice

We can also offer advice on how best to extract profits and retained profits from your business tax efficiently to provide an accelerated exit strategy for business owners. Other areas we are also able to advice on are:

  • Accessing Pension Funds prior to retirement (i.e. For Business use)
  • Providing unrestricted access to pension funds (i.e. Flexible Retirement)
  • Commercial Property Purchase
    • “Part Buying” and “Phasing of Purchase”
  • Loan from Pension to Sponsoring Employer
  • Registered Overseas Pensions

Our approach to both you personal and company retirement planning is extremely important to us. At Margetts Wealth our team of experienced financial advisers can talk you through the full range of retirement options and create a tailored solution for you. If you are interested in discussing your options in more detail or would like an initial consultation provided at our advisers own expense, please call us on 0121 236 0550.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax reliefs depends on individual circumstances. The value of your pension will be directly linked to the performance of the assets held and the value can therefore go down as well as up. You may get back less than you invested.