Wealth Accumulation

Whether you are seeking income or growth from your portfolio, or a combination of both, we can provide clear effective solutions to provide certainty with your future. Once we have the established the groundings of your financial situation, we can move forward with the accumulation of your wealth.

We offer a range of investment outcomes, including model portfolios, discretionary fund manager solutions and bespoke investments that enable you to spread your investments across a wide range of asset types, geographical regions, sectors and investments styles to create a balanced and diversified investment solution.

See ‘Our investment Philosophy’

Margetts Wealth offers sound investment advice and access to the most appropriate investment solutions and ongoing service to help you achieve your financial goals. Our approach to your investment needs will cover the following key principles:

  • Tax Efficiency
  • Investment Freedom
  • Cost Efficiency
  • Security
  • Flexibility
  • Compatibility for future planning

We will target specific objectives for your situation and match these to your timeline. In order to make the most of your accumulated assets and to help achieve your income and capital objectives our priorities will be:

  • Tax Efficiency
    • Short term security
  • Medium Term investing
    • Security throughout your life
    • Targeted Savings – School / University Fee Planning
    • Additional Provisions for your beneficiaries
  • Long Term Provisions
    • Investment strategies for Growth and Income Targets
    • Accumulating funds for Retirement
    • Business Exit Planning

As part of our Investment Process we would look to identify specific tax wrappers for your situation, undertake asset allocation and subsequently select appropriate funds for you. Working from the whole of the market, we are able to advise on the following tax wrappers:

  • ISA’s including Junior ISA’s
  • Unit Trust Investments (Portfolio of Collectives)
  • Other UK OEICS and Unit Trusts
  • Investment Bonds – Onshore and Offshore
  • Structured Deposits and Structured Products

By accessing the right investments we can help provide real growth opportunities and help protect against inflation. We offer a broad range of solutions from the whole of the market having investments with the proviso of providing superior returns for the level of risk undertaken.

WEALTH PRESERVATION – HOW SAFE IS YOUR MONEY?

We will always review your current situation to ensure that you are financially secure. This should be the starting point for your financial affairs. Can you be totally confident that your money is truly safe? The safety of any investment is only as strong as the ‘promise to pay’ of the financial institution that your investments are held with. We therefore ask the following questions to all prospective clients:

  • Is your money institutionally sound?
  • How powerful is the promise to pay?
  • Will you benefit from Investment Protection, for example Financial Services Compensation Scheme?

We believe Wealth Preservation is fundamental to the success of your overall financial strategy and future security. If you are concerned about the security of your existing investments we recommend you get in touch with us today for no obligation review provided at our own expense.

Hand Crafted Investment Solutions

Margetts Wealth Management has access to innovative investment solutions for entrepreneurs and wealthy families. The solutions we are able to put in place are not available to clients direct, they are only accessible via a select number of Financial Advisers in the UK who are able to craft tailor made solutions using their structures.

Other key characteristics of our investment solutions are as follows:

  • Investor Protection- Certainty for you
  • Tax Efficient Growth (‘Gross Roll Up’)
  • Tax Efficient Withdrawals (“Income”)
  • Assignment of Segments
  • Estate Planning
  • Investment Flexibility
    • Access to a wide range of investments, including the following:
      • Offshore Deposits
      • Preferred Panel of Collective Investments (Usually 1000+ funds available)
      • Other UK OEICS and Unit Trusts
      • Structured Deposits and Structured Products

Every investment has inherent risks—even cash if it does not keep in line with inflation. Inflation can erode returns over time.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of your investment will be directly linked to the performance of the assets held and the value can therefore go down as well as up. You may get back less than you invested.

The Financial Conduct Authority does not regulate estate planning or offshore investments.